Global SIP Calculator

What is a SIP?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount at regular intervals (typically monthly) into mutual funds or other investment instruments. It's similar to a recurring deposit but offers the potential for higher returns through market participation.

How SIP Works

When you invest through SIP:

• A fixed amount is automatically deducted from your account at regular intervals
• The money is invested in your chosen mutual fund or investment vehicle
• You benefit from rupee-cost averaging by buying more units when prices are low and fewer when prices are high
• Your investment grows through compounding, as returns are reinvested

SIP Formula

Benefits of SIP

• Disciplined Investing: Creates a habit of regular saving and investing
• Rupee-Cost Averaging: Reduces impact of market volatility
• Power of Compounding: Earnings on earnings over time
• Flexibility: Start with small amounts and increase over time

Important Considerations

• Start early to benefit from longer compounding periods
• Be consistent with investments for best results
• Consider your risk appetite when choosing investment options
• Review and rebalance your portfolio periodically